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The following documents are usually required during the loan process:
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A copy of the front and back of your driver's license
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A copy of your social security card
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Current paycheck stubs covering the last 30 days
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W-2s for the last 2 years
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Complete bank, stock, and mutual fund statements for the last 2 months including all pages, even if blank
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Most recent statement for 401k and IRA accounts
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Divorce decree, child or spousal support order, etc if applicable
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Copy of purchase and sale agreement with all addendums if applicable
For self employed borrowers, commissioned employees, borrowers receiving large bonuses, and individuals with rental income:
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Two years signed personal tax returns including all schedules
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If self employed through a corporation, last two years corporate returns as well as year-to-date profit and loss statement and balance sheet
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